AI agents for course creator finance teams

After every cart closes, Stripe, PayPal, and Paddle each send their own payout on their own schedule, in different currencies, with fees taken in different places, and someone spends days matching each lump sum back to the enrolments behind it.

→An agent matches every payout to the sales inside it on schedule, records the fees and exchange differences, and shows only the lines that do not reconcile, so you investigate exceptions instead of everything.

Payment plans turn one sale into six instalments across half a year, and nobody has a single view of what was scheduled, what was collected, and which plans have quietly fallen behind until the year-end receivables number is needed.

→An agent keeps a live instalment ledger, ages the overdue balances into 30, 60, and 90 day buckets, and proposes write-offs for plans stuck at the final retry. You decide what is written off.

Quarter-end brings a scramble to split digital course sales by buyer country for UK VAT, the EU OSS return, and US state thresholds, while a merchant of record has already handled the tax on part of the sales and makes the totals confusing.

→An agent groups sales by country, separates merchant-of-record sales from direct ones, and assembles the VAT pack for your accountant. Tax treatment and filing decisions stay with your accountant.

A refund wipes out a sale but the affiliate commission paid on it stays in the payout sheet, and a launch looks profitable until someone subtracts refunds, ads, platform fees, and commissions by hand weeks later.

→The agent posts each refund against its sale, flags the commission to claw back, and assembles the launch profit and loss, so you see what the launch actually made. Payouts only move when you approve.